Is Now the Time to Consider a 15-Year Mortgage? Five Reasons to Give the 15Y Another Look

A 15-year fixed mortgage is, as its name suggests, a mortgage that’s paid off after 15 years. Since it amortizes fully, after that amount of time you won’t have to pay anything else. This type of mortgage has a lot of benefits, and in this article we’ll share just a few of them.

What’s Ahead For Mortgage Rates This Week – July 21, 2014

Last week’s economic news offered a variety of indications that the economic recovery continues, but some readings missed their expected levels. The Philadelphia and New York branches of the Federal Reserve Bank reported higher than anticipated manufacturing for their respective regions and new jobless claims were lower than expected.

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Buying a House? Why the Home Inspection Process is One You Won’t Want to Skimp On

Once you have found that perfect home with the right price and every little feature you were hoping for, it’s important to keep in mind that the home has been presented in a way that accentuates its highlights and shadows any flaws. For this reason, it is crucial that you get a home inspection before completing a purchase.

An Insider’s Guide to Reducing Your Remaining Mortgage Years Through a Smart Refinance

Is it always the best idea to pay off a mortgage over 30 years? While it may help a homeowner lower his or monthly payment, it can mean paying more in interest and waiting several more years to build sufficient equity in the home.

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How Much is Your Home Worth in Today’s Market? Three Key Tips for Assessing Value

If you’re thinking about putting the house on the market, or are simply curious about its value in the current economic atmosphere, it’s essential to get an honest assessment of its value.

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Three Ways That Your Credit Score Affects Your Mortgage (and Your Chance of Obtaining One!)

Credit scores control so much of what we do in the world of finances, but what does your credit score really have to do with your mortgage? Here are three ways that your credit score could impact your mortgage application.

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What’s Ahead For Mortgage Rates This Week – July 14, 2014

Last week brought news from the Fed as two Federal Reserve Bank Presidents made speeches and the Federal Open Market Committee (FOMC) of the Fed released the minutes of its last meeting. The minutes reveal the Fed’s intention to wrap up its bond-buying program in October with a final purchase of $15 billion in mortgage-backed securities (MBS) and Treasury bonds

Feng Shui 101: How This Ancient Art Can Help Improve Your Home Staging

Boosting ones’ chances of selling their home can be done in a number of ways. One simple way is to utilize the art of Feng Shui – an ancient Chinese art, used to manipulate the flow of energy in your home.

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Homepath Financing

Many buyers have sought out foreclosed homes for their typical below market value sales price.  A foreclosed home is a residence where the homeowner failed to make their payment and the lender has seized the property.  When a home has…

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A Quick Guide to Assessing Your Home’s Foundation for Cracks – And What to Do if You Find Them

When choosing a property, the following tips can help homebuyers find signs of foundation problems and take the right action if any are found.

Mortgage Budgeting 101: How to Determine What You Can and Can’t Afford

When taking on a new mortgage it is important to know that you can afford to carry the debt load involved, as many people find themselves in financial trouble by spending more on real estate than they can comfortably maintain.

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What’s Ahead For Mortgage Rates This Week – July 7, 2014

Last week’s economic news was mixed, but economic reports for Non-Farm Payrolls and the National Unemployment rate suggest a strengthening labor sector. Pending Home Sales surpassed expectations in May and conversely, construction spending was lower than expected.