3 Reasons Why the Lowest Mortgage Interest Rate Isn’t Always Your Best Option

One of the more common methods that home loan applicants use to find the best loan program available is to compare interest rates, but choosing the lowest rate possible is not always the best option available. In fact, in some cases, it may be one of the least advantageous options when all factors are considered.

What’s Ahead For Mortgage Rates This Week – June 29, 2015

Last week’s economic news was largely positive as both new and existing home sales beat expectations. The Federal Housing Finance Agency reported that home price growth held steady in May, while weekly jobless claims edged up, but were lower than expected.

Safety Tips: 5 Ways to Prepare for a House Fire – and What to Do if One Breaks Out

House fires can break out for a wide range of reasons, and these include everything from grease fires while cooking in the kitchen to lightning striking the home.

Family Matters: How to Choose the Perfect Home for a Large or Growing Family

Selecting the right home to purchase for a family is a monumental task, and this process can seem even more challenging for those with a large or growing family.

Federal Reserve: No Change on Target Fed Funds Rate

The Federal Open Market Committee (FOMC) of the Federal Reserve did not move to increase the Fed’s target federal funds rate, which is currently 0.00 to 0.250 percent. Although the committee acknowledged further progress toward…

An Insider’s Look at Mortgage Closing Costs and How to Minimize the Amount You’ll Pay

When buying a new home, you may be focused on finding a mortgage program that has a down payment requirement that is manageable for you. However, some home buyers will overlook the costs that they are responsible for at closing. The good news is that there are some steps that you can take to keep these costs to a minimum.

First-time Mortgage Borrowers: Avoid These “Rookie Mistakes”

As a first-time home buyer, you may be stressed about finding the right home to buy and researching the neighborhoods and schools. While these are all factors to pay attention to, you also need to focus heavily on your mortgage.

Four Handy Tips for Managing Your Lawn Now That the Spring Rains Have Arrived

In many areas, the spring months mean warmer temperatures, more sunshine and plenty of beneficial rainfall that your yard may thrive with. By following these helpful tips, you can take better care of your yard during the rainy spring season.

Did You Know: Reverse Mortgage Requirements Are Changing – Here’s How

Many seniors have taken advantage of reverse mortgages in recent years. These unique mortgages allow seniors who are existing homeowners to tap into their home equity without taking on a mortgage payment.

Concrete Countertops: Learn Why Concrete May Be the Best Thing to Hit Your Kitchen

Updating your kitchen may be a project that you have been looking forward to for a long time. Now that the time has come to get started working on your project, you may be exploring the different materials that are available to use in your kitchen. While there are several materials available to consider, concrete may be the best option for a number of reasons.

Refinancing on a FHA Mortgage? Learn More About the FHA Streamline Refinance

Home buyers are often drawn to the FHA mortgage program due to the low interest rates, low closing costs and generally attractive loan terms. However, there will come a time when many who have an FHA mortgage will want to refinance.

Freelancing in 2015? Three Tips for How to Secure a Mortgage if You’re a Self-Employed Entrepreneur

If you are self-employed, either as a freelancer or as the owner of your own business, your income can fluctuate greatly from year to year. That can make it difficult to get approved for a mortgage, although there are some things you can do to improve your chances. Here are three tips for securing a mortgage if you are self-employed.