About Jolynn Craig

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So far Jolynn Craig has created 564 blog entries.

Can I Qualify for a Mortgage After Declaring Bankruptcy? Yes — and Here’s How

By |2017-06-01T12:41:05+00:00June 1st, 2017|

It may feel like a very daunting task to consider buying a home after you've declared bankruptcy, and there's no doubt that it's an uphill battle. Fortunately, while you'll have hard work ahead, there are things you can do in order to make your dream of home ownership a possibility. Whether you've just declared bankruptcy or some time has passed, here are some things you should consider before getting into the market.

Yes, It’s Getting Easier to Get a Mortgage. Here’s How You Can Take Advantage

By |2017-05-31T12:41:10+00:00May 31st, 2017|

It can be hard to stay on top of a changing real estate market from day-to-day, but it's a matter of fact that there are more available mortgage products out there than ever before for many different kinds of homebuyers. If you're wondering how you can take advantage of easier lending opportunities and strike while the iron is hot, here are some things to consider.

3 Bedroom Staging Tips That Will Get Potential Buyers Excited About Your Home

By |2017-05-25T12:42:16+00:00May 25th, 2017|

Arranging an open house is one of the most important parts of selling your home, but there can be a lot of tricks involved in staging it so you'll get the right offers. While the kitchen and the living room may be a bit more straightforward, here are some tips for staging your bedroom that will be sure to get buyers interested in making an offer on your home.

Did You Know: Single Women Are Buying Homes Faster Than Single Men — Here’s Why

By |2017-05-23T12:42:00+00:00May 23rd, 2017|

With low interest rates and uncertainty as to where the real estate market will be in the next six months, many people are opting into ownership and investing in a home. Interestingly, according to the National Association of Realtors, approximately 17 percent of homebuyers in the United States last year were women, which is a much higher percentage than the 7 percent of single men who invested in a home.

You Ask, We Answer: What Are the Pros and Cons of Private Mortgage Insurance?

By |2017-05-12T12:41:04+00:00May 12th, 2017|

It's easy to get Private Mortgage Insurance (PMI) confused with homeowners' insurance, but PMI is an entirely different thing that may or may not be necessary when it comes to your home purchase. If you're going to be investing in a home in the near future and are wondering what PMI may mean for you, here are some things to consider regarding this type of insurance.

3 Classic Credit Mistakes to Avoid If You’re Trying to Secure a Mortgage Loan

By |2017-05-11T12:41:56+00:00May 11th, 2017|

The mortgage application process can be fraught with a lot of stress on its own, but if you've experienced issues with your credit in the past it can be even more taxing. While there may be a lot of things you may not be aware of when it comes to their impact on your credit, here are some things to watch out for if you're planning on purchasing a home in the short-term future.

Yes, It’s True! Why Replacing Your Front Door Can Help to Sell Your Home Faster

By |2017-05-09T12:42:00+00:00May 9th, 2017|

There are plenty of things that you'll need to shape up when you embark on selling your home, whether it's painting the house or the minor fix-ups, but it's easy to forget about some items that will be readily apparent to homebuyers. If you're preparing to put your home on the market and are wondering what you shouldn't miss, here are a few reasons why replacing your front door should be at the top of the list.

Refinancing This Spring? How to Choose Between Variable and Fixed Interest Rates

By |2017-05-04T12:42:08+00:00May 4th, 2017|

From choosing a real estate agent to finding the right home, the process of getting a mortgage is rife with many different choices. If you're investing down the road, it's likely that you've heard about variable and fixed interest rates and are wondering about the differences between the two and how they can benefit you. While what will work best for you depends on your financial flexibility and market knowledge, here are some basics that will help you make a decision.

How Young Is ‘Too Young’ to Buy Your First Home? Getting Started Early Has Its Ups and Downs

By |2017-05-10T17:06:57+00:00April 25th, 2017|

Many millennials are expected to enter the housing market in the next year with the interest rates still low. However, while it may be a good time, it does not necessarily mean that it's the right time for you to make the investment. If you're currently weighing your options when it comes to home ownership, here are some things to consider before you decide put the money down.

What’s Ahead For Mortgage Rates This Week – April 24, 2017

By |2017-04-24T14:23:55+00:00April 24th, 2017|

Mortgage rates fell below three percent according to Freddie Mac. The average rate for a 30-year fixed rate mortgage dropped from 4.08 percent to 3.97 percent; the average rate for a 15-year fixed rate mortgage fell by nine basis point from 3.34 percent to 3.23 percent. The average rate for a 5/1 adjustable rate mortgage was eight basis points lower at 3.10 percent. Discount points averaged 0.50 percent for fixed rate mortgages and 0.40 percent for a 5/1 adjustable rate mortgage. Lower mortgage rates are good news for home buyers challenged by rapidly rising home prices based on high demand and low supplies of homes for sale.