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We are Oklahoma’s Choice

Congratulations

Congratulations!   You’re taking a step towards home ownership!   Obtaining the right financing for your new home and selecting your lender is as equally important as picking out your new home.  Maybe you’ve heard some scary stories about the mortgage industry and think it’s impossible to get a home loan. There couldn’t be anything further from the truth!  Getting a home loan is no problem as long as you have someone to guide you through the process.You want a lender who will help you navigate today’s mortgage market.  Jolynn is your loan officer to help you from start to finish.

Congratulations

Congratulations!   You’re taking a step towards home ownership!   Obtaining the right financing for your new home and selecting your lender is as equally important as picking out your new home.  Maybe you’ve heard some scary stories about the mortgage industry and think it’s impossible to get a home loan. There couldn’t be anything further from the truth!  Getting a home loan is no problem as long as you have someone to guide you through the process.You want a lender who will help you navigate today’s mortgage market.  Jolynn is your loan officer to help you from start to finish.

Knowing the right loan for your personal financial situation is key to your financial success. Your financial situation is uniquely yours.  Your credit profile is uniquely yours.  You need a mortgage loan that fits your unique situation.   There are a wide variety of loan options available depending on your needs. While interest rates are a major factor, it’s also important to consider fees, down payment, mortgage insurance and loan term when choosing a loan.  Jolynn will give you options so you can decide which loan best suits your family’s financial needs.

CONVENTIONAL LOANS

When most people think of a loan, they are usually talking about a Conventional loan.  It’s best for borrowers with five percent down, credit scores above 620, and no bankruptcies.

FHA LOANS

FHA Loans are for borrowers who want to put less money down and maybe have some minor credit blemishes.   FHA loans typically have lower rates than other loans available. FHA has helped millions of Americans secure their dream of homeownership since 1934

VA LOANS

VA loans are the best loans available, but are only available for those who have served in the military.  When buying a home, VA loans offer no money down and no monthly mortgage insurance, saving a borrower thousands over the life of the loan.

NATIVE AMERICAN LOANS

Are you a Native Americanwith a tribal citizenship card from a Federally recognized tribe?  Then there’s a great loan for you!  This loan offers a low 2.25 percent down with no monthly mortgage insurance.

USDA RURAL DEVELOPMENT LOANS

Are you looking to live in a smaller town?  The USDA Rural Development loan may be the best solution for you.  It also requires no money down, but there are income restrictions and location restrictions.

“Jolynn did great work for us. When the first house we were attempting to purchase fell apart, she was able to adapt to a new contract and loan and still get us closed in less than 30 days! ”

Alan B

“Jolynn was great to work with and very knowledgeable during the entire process. The closing was quick and done efficiently. We would recommend Jolynn for future business as well! ”

Dona C

“I found I had two months to find a new place to live. I contacted Jolynn over the phone from Alaska and it was wonderful to have someone who could make the loan a reality with the given deadline. ”

Justin W
Meet Jolynn

Contact Jolynn

Office: 405-265-1110
Cell: 405-245-9855

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Latest Mortgage News

NAHB: Builder Confidence in Market Conditions Dips in July

According to the National Association of Home Builders, July builder sentiment dipped to an index reading of 64 as compared to June's revised reading of 66, the original reading was 67. Analysts expected the reading for July to increase to 68. Builders cited increasing lumber prices as a concern affecting builders' outlook on housing market conditions for new single-family homes. Any reading over 50 for the NAHB Housing Market Index indicates that more builders than fewer are positive about housing market conditions, but July's reading was the lowest in eight months. NAHB said that home builder confidence in market condition "remains strong."

Budgeting 101: How to Plan Your Budget Around Your Monthly Mortgage Payments

If you've decided to invest in a home, you might be wondering how to make all of the expenses work. From the groceries to your mode of transportation, all of those little things can quickly add up. Fortunately, it's easy enough to ensure you have the money each month by carefully calculating your expenses and ensuring there's a little wiggle room in case of leaner times. Here are the details on how to begin with your mortgage budgeting plan.

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