FHA can make your homeownership dreams come true!

There has never been a better time in the history of America to own your own home!  We can help!

Knowing the right loan for your personal financial situation is key to your financial success. Your financial situation is uniquely yours.  Your credit profile is uniquely yours.  You need a mortgage loan that fits your unique situation.   There are a wide variety of loan options available depending on your needs. While interest rates are a major factor, it’s also important to consider fees, down payment, mortgage insurance and loan term when choosing a loan.  Jolynn will give you options so you can decide which loan best suits your family’s financial needs.

There is no better way to make the dream come true than with a government backed Oklahoma FHA loan.  FHA loans are the best way to finance your new home.  In Oklahoma, homeowners may borrow up to a loan amount of $271,050 either towards a purchase or a refinance.  This allows for either a new construction or a previous existing home.  Best of all, there are no income limits for the borrower!

Get pre-approved for an FHA Loan with our Secure Connection and go shopping for your new home today!  If you own a home and are looking to refinance, or cash out equity, you’ve come to the right place! An Oklahoma Refi with FHA can provide that for you as well.  You can pay down your balance faster, consolidate high-interest revolving debt, or cash a check to use toward your dream vacation, home improvements, college tuition — anything you can think of! If you already have an FHA Home Loan, FHA makes refinancing your current balance very easy!

Benefits of an FHA loan include:

  • A low downpayment of 3.5%

  • Flexible underwriting for individuals with credit challenges, making a great option for first time homeowners!

  • The ability to utilize gift funds from one of the many down payment assistance grant programs, or from a relative.

  • A seller of a property can pay up to 6% of the sales price towards the borrowers closing costs.

  • For a re-finance, a borrower may borrow up to 97.75% of the value of their home, or up to 85% of the value of their home if they need some extra cash.

Call today, or fill out the contact form or the secure loan application and  one of our mortgage professionals will respond to you quickly with the answer you need to make your home ownership dream a reality!FHA has helped millions of Americans secure their dream of homeownership since 1934.  Get started on your FHA loan!