Jolynn Craig, Author at My OK Home Loan, Integrity -Service -Trust We are Oklahoma’s

Case-Shiller Home Price Index: National Home Prices Reach Pre-Recession Level

Case-Shiller Home Price Index: National Home Prices Reach Pre-Recession Level

By Jolynn Craig|2022-04-12T11:29:25-05:00August 30th, 2017|

According to the Case-Shiller National Home Price Index for June, Seattle, Washington continued to lead home price growth for the tenth consecutive month with a June reading of 13.40 percent growth year-over-year. Portland Oregon held second place for home price growth in the 20-City Home Price Index in June but trailed Seattle by 5.20 percent with 8.20 percent year-over-year home price growth. Dallas Texas held third place with a year-over-year home price growth rate of 7.70 percent. The 20-City Home Price Index increased by 5.70 percent year-over-year and was unchanged from May's reading.

Closing Costs 101: Expert Tips for Keeping Your Costs Down When Finalizing Your Mortgage

Closing Costs 101: Expert Tips for Keeping Your Costs Down When Finalizing Your Mortgage

By Jolynn Craig|2022-04-12T11:33:51-05:00August 29th, 2017|

Are you thinking about buying a new home? If you are going to make use of mortgage financing, you may be wondering about some of the costs attached. As you may have heard, all mortgages have a number of fees and other costs that are assessed at the "close," or when you finalize the loan. Let's take a look at a few expert tips that will help you to keep your closing costs to a minimum when you take out your next mortgage.

First-time Buyers: Boost Your Chances of Mortgage Pre-approval With These 4 Tips

By Jolynn Craig|2017-08-25T12:42:18-05:00August 25th, 2017|

Buying a home for the first time? If you plan on taking out a mortgage, you will likely want to know just how you can get pre-approved for enough financing to get the home of your dreams. In today's post, we will share four tips that will help you to boost your chances of a successful pre-approval when you apply for a mortgage.

5 Surprisingly Stylish Ways to Improve Your Living Room’s Look Using Wallpaper

By Jolynn Craig|2017-08-24T12:42:56-05:00August 24th, 2017|

From a sophisticated couch to a stunning art print, there are plenty of ways that you can dress up your living room and instantly change its vibe. You may not realize it, but wallpaper is back in fashion and becoming another popular way to instantly re-vamp a room. If you're contemplating ways that wallpaper can benefit your space, here are some options you may want to try out.

What’s Ahead For Mortgage Rates This Week – August 21, 2017

By Jolynn Craig|2017-08-21T12:41:03-05:00August 21st, 2017|

Last week's economic readings included the National Association of Home Builders Housing Market Index and readings on housing starts and building permits issued. Consumer sentiment for August was reported by the University of Michigan. Weekly reports on mortgage rates and new jobless claims were also released.

Is It Possible to Get a Mortgage With Less-than-Perfect Credit? Yes – and Here’s How

By Jolynn Craig|2017-08-17T12:42:20-05:00August 17th, 2017|

Are you thinking about buying a new house? Whether you're a first-time or experienced buyer, if your credit score isn't looking too hot it can affect how much mortgage financing you receive - or whether you're approved at all! But don't fret. It's still possible to get a mortgage approved, even with credit issues. Below we'll share a few ways that you can get a mortgage loan even if your credit is less than perfect.

You Ask, We Answer: What Kind of Fees Are Involved When I Get a Reverse Mortgage?

By Jolynn Craig|2017-08-15T12:42:27-05:00August 15th, 2017|

If you are approaching your golden years and seeking a bit of financial flexibility, you might want to look at a reverse mortgage. Of course, a reverse mortgage isn't without its costs. Let's explore the fees that you will encounter when you take out a reverse mortgage loan.

Getting Tired of Renting? Here Are the Top 5 Reasons Why Young People Prefer Owning a Home

By Jolynn Craig|2017-08-10T12:42:18-05:00August 10th, 2017|

At some point in their lives, every renter thinks about home ownership and whether or not it's worth it. Let's explore the top 5 reasons why young individuals prefer the idea of owning a home over renting.

3 Reasons to Hit the Accelerator on Your Mortgage Payments – If You Can Afford It

3 Reasons to Hit the Accelerator on Your Mortgage Payments – If You Can Afford It

By Jolynn Craig|2017-08-10T16:00:26-05:00August 9th, 2017|

Does the thought of repaying your mortgage for the next twenty-plus years leave you feeling a little down? Whether you've had your mortgage for weeks or years, accelerating your payments is an excellent option that can help get your mortgage fully paid off in a shorter time frame. Let's explore three great reasons to accelerate your payments so that your mortgage debt is paid down faster.

5 Things That First-time Home Buyers Wish They Knew Before They Signed

By Jolynn Craig|2017-08-04T12:42:34-05:00August 4th, 2017|

Without a doubt, it can be both overwhelming and exciting to find your dream home and be able to put the money down for it. However, there are a lot of things to know before signing on the dotted line so you can avoid buyer's remorse. Instead of going it alone, here are a few tips to keep in mind before you decide to commit to your new home.

Finding Your Latte Factor: 3 Ways to Find the Money to Make Extra Mortgage Payments

By Jolynn Craig|2017-08-10T23:10:48-05:00August 1st, 2017|

It's not uncommon for a homeowner to want to pay more than the minimum monthly mortgage payment on their home. However, just because it can seem hard to come up with the funds on a monthly basis doesn't mean it's not possible to find the money for extra mortgage payments each year. If you're wondering how you can pay down your mortgage debt much sooner with extra money, here are some tricks you may want to try.

Finding Your Latte Factor: 3 Ways to Find the Money to Make Extra Mortgage Payments

By Jolynn Craig|2017-08-01T13:00:13-05:00August 1st, 2017|

It's not uncommon for a homeowner to want to pay more than the minimum monthly mortgage payment on their home. However, just because it can seem hard to come up with the funds on a monthly basis doesn't mean it's not possible to find the money for extra mortgage payments each year. If you're wondering how you can pay down your mortgage debt much sooner with extra money, here are some tricks you may want to try.

About Jolynn Craig